Claim Guard

Prevent rejection before you file

Most claim denials trace back to thin documentation. Track your evidence, follow the filing timeline, and check your readiness before you submit.

Why claims stall

Incomplete evidence44%

Missed notice window27%

Valuation disputes19%

Common Rejection Reasons

What carriers point to when they deny a claim

Insufficient Photo Evidence

A handful of blurry photos rarely establishes the extent of damage.

Late Notice of Loss

Waiting too long to report can itself become grounds for denial.

Missing Repair Estimates

Without an independent estimate, carriers may lean on their own low figure.

Undocumented Conversations

Verbal promises from adjusters are hard to enforce without a written record.

Evidence Checklist Progress

Documentation tracker 0 / 5

Evidence Checklist

Dated photos or videoFrom multiple angles, taken as soon as possible after the loss.
Written statementA dated, factual account of what happened and when.
Repair or replacement estimatesAt least one independent quote alongside the carrier's.
Police or incident reportFiled promptly where applicable (theft, accident, vandalism).
Saved correspondenceEvery email, letter, and call summary with your carrier.

Claim Timeline Tracker

Click a stage to mark it complete. Your progress is saved on this device.

1. Report the loss

Notify your carrier promptly and note the date and time.

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2. Gather evidence

Photos, statements, and estimates collected and organized.

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3. Submit the claim

File through your carrier's official channel and keep a confirmation.

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4. Adjuster review

Respond to information requests promptly and in writing.

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5. Resolution

Review the settlement letter against your documented evidence.

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Interactive Tool

Confirm what you have on file before you submit your claim.

Check off your evidence to generate a Claim Readiness score.